| By now many college students are back on
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| | the lack of theft protection. If the card
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| campus, if not in class
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| | is
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| then settling into their dorm rooms and
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| | stolen, you have two days to report it,
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| getting ready. Among their
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| | or else you are liable for
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| books, bed sheets, new clothes and other
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| | $50 of unauthorized charges. This jumps
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| necessities will be quite
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| | to $500 if you don't discover
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| often a credit card. Sometimes with the
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| | the theft. If you wait over 60 days,
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| parents name on it, sometimes
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| | forget getting your money back.
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| just the students own.Nearly 75% of all
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| | To boost use of their cards, Visa and
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| sophomores, juniors and seniors have
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| | MasterCard are promising that
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| maxed out at
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| | they won't hold users liable for
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| least one credit card. Nellie Mae's
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| | unauthorized usage. These cards
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| survey in 2000 showed 23% of all
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| | carry the appropriate company logo and
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| freshmen and 92% of all sophomores had
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| | don't require a PIN number for
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| at least one card in their
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| | usage. You sign a receipt just like a
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| pocket.I don't need to lecture you on
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| | credit card, only the money
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| the danger of giving a credit card to
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| | will be removed from your account in a
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| a college student who is working part
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| | day or two.I could go into detail about
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| time and going to school full
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| | how a credit card works, and how you
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| time. The average student will earn a
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| | can use a debit card for cash withdraw
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| bachelors degree with $30,000
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| | from ATM machines, but I don't
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| in student loan debt and nearly $3,000
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| | need to.The best method of paying for
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| in credit card debt. Not good.
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| | purchases by college students is still
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| I recommend a debit card for the simple
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| | cash. But for those who want the
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| reason that when used, you
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| | convenience of plastic, the debit
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| are only using money you already have.
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| | card is the next best thing. So if you
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| When you swipe the card across
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| | gave your college student a
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| the terminal at the store, the
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| | credit card this year, take it away and
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| information is transmitted to your
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| | replace it with a debit card.
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| bank which then takes the money out of
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| | And then hold the student accountable
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| your account. Ta-da, no debt.
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| | for their purchases and go over
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| Of course if you have automatic
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| | their transaction record a couple times
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| overdraft protection this feature is
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| | a semester.Roger SorensenAmerica's
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| worthless. AOP extends you a loan
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| | Financial Guide can be found at ==>
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| instead of bouncing the check or
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| | Subscribe to Money Basics via - Are you
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| debit card transaction.A big drawback is
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| | ready for financial freedom?
|
